Terms and conditions

This simulation was automatically generated on the principles of the modern portfolio theory.

The model analyses a set of factors related to returns in the past, and does not make any guarantees with regards to future returns of the identified portfolio, nor of its underlying funds.

This simulation is a service that is delivered by Real Life exclusively for information purposes, and is based on the data made publicly available by the funds themselves, and on the data received from the client with regards to the identification of his risk profile.

The client always has the right to choose other investments, and shall thus be exclusively liable with regards to the composition of his investment portfolio.

Real Life cannot be held liable for any damages incurred, directly or indirectly, as a result from the use of the data collected in this regard.

Acceptance by the client

The user expressly acknowledges and accepts that:

• The results of the simulation based on the Markowitz model are reported for information purposes only;
• Real Life cannot, by no means, be held liable for any incomplete, inaccurate or outdated character of the data that is communicated, nor for any damage incurred, directly or indirectly, as a result;
• The result of the simulation comes from an analysis of past returns and does not grant any guarantee regarding the future performance of the identified portfolio or its underlying funds;
• The client is solely liable with regards to the composition of his portfolio, and has been fully informed of his right to choose other investments than those identified by the simulation;
• The use of data collected for the purpose of the simulation fall under the sole liability of the client and Real Life cannot be held liable for any damage incurred, directly or indirectly, as a result of the use of the collected data.